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What U-factor do I need for my climate zone?

SHORT ANSWER

ENERGY STAR's residential window thresholds are a U-factor of 0.22 or lower in the Northern zone, 0.25 or lower in North-Central, 0.28 or lower in South-Central and 0.32 or lower in the Southern zone, in Btu/h·ft²·°F. Air leakage must be 0.3 cfm/ft² or lower in every zone. Your local energy code may be stricter.

The criteria table

These are the thresholds a window has to achieve to be certified in a zone. They are not our product ratings — those live on the product pages, each next to the NFRC directory number that proves it.

Climate zoneU-Factor (Btu/h·ft²·°F)SHGCBasis
Northern≤ 0.22≥ 0.17Prescriptive
Northern= 0.23≥ 0.35Equivalent energy performance
Northern= 0.24≥ 0.35Equivalent energy performance
Northern= 0.25≥ 0.40Equivalent energy performance
Northern= 0.26≥ 0.40Equivalent energy performance
North-Central≤ 0.25≤ 0.40Prescriptive
South-Central≤ 0.28≤ 0.23Prescriptive
Southern≤ 0.32≤ 0.23Prescriptive

Source: US EPA / ENERGY STAR, ES_Windows_Table_Oct2023.pdf (October 2023). Air leakage, all zones: ≤ 0.3 cfm/ft². These are the government's thresholds, not NEXWD product ratings.

The Northern zone has two routes, and most summaries only give one

A window can qualify in the Northern zone prescriptively, at a U-factor of 0.22 or lower with an SHGC of 0.17 or higher. It can also qualify by equivalent energy performance at a higher U-factor, provided it lets more solar heat in: at U-factor 0.25 the SHGC has to be 0.40 or higher.

That is not a loophole. In a heating-dominated climate, admitted winter sun is free heating, and the criteria recognise a window that trades a little conduction for a lot of gain.

Two things the number does not settle

First, U-factor is a whole-window figure or it is not comparable. A centre-of-glass number omits the frame, which on an aluminum window is precisely the part under question. Ask for the whole-product rating and the CPD number behind it.

Second, the zone tells you the U-factor target but not the coating. Coating choice is decided by whether you are fighting heat loss or heat gain, and on a mixed-climate building it can differ by orientation on the same elevation.

We do not compute a pass or fail badge against this table. ENERGY STAR certification is a formal determination made by EPA-recognised certification bodies against tested ratings, model by model and zone by zone. Tell us your zone and we will confirm in writing which models qualify.

Source: US EPA / ENERGY STAR, ES_Windows_Table_Oct2023.pdf, October 2023. A US federal work.

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What U-factor do I need for my climate zone? | NEXWD